Answer:
c. A low late payment fee
Explanation:
A credit card late payment fee (late charge) is the amount charged by a bank to someone who does not pay his debt at the payment deadline. This late fees are usually about $35 or more. Late fees can be avoided by paying debt on time before the due date.
For people who do not pay their bills on time they can use credit cards that do not charge for late fee or those whose late payment fee charge is very low.
