Answer:
It can be all; borrowing allows you to have money for a while when you are in a pinch but once you are back up on your feet you must pay the loan back.
Investing is where you spend your money into something you believe will benefit you.
Lending allows you to help someone who will eventually repay yoou.
Spending allows you to buy things you believe will benefit you.
The top answers, for me, are investing or borrowing
